Segregated Funds Segregated funds are similar to mutual funds in a few ways. You invest in a fund, both contain a diversified group of investments, it’s easy to access your money, and they both offer professional money management.
Unique advantages to segregated funds
Can be put into RRSP's, TFSA's, RESP's, Non Registered Accounts, Guaranteed Investments, or Liras.
Unique advantages to segregated funds
- Maturity guarantees. A segregated fund policy guarantees that the value of your investments at maturity will not be less than a specified percentage of the amount you invest.
- Death benefit guarantees. Your beneficiary will receive the guaranteed amount or market value of your investments—whichever is higher.
- The ability to bypass probate. Your beneficiaries get their payout faster, the privacy of your affairs is maintained and the cost of probate fees is avoided*.
- Potential creditor protection for non-registered accounts. Your segregated fund assets may be protected from creditors in the event of a bankruptcy.**
- Resets. The ability to lock in market gains on your investment.
Can be put into RRSP's, TFSA's, RESP's, Non Registered Accounts, Guaranteed Investments, or Liras.
